The Central Bank’s new approach to limiting high-risk retail lending has yielded results: in the first quarter, the share of loans from borrowers overburdened with debts fell by 7.1 percentage points at once, to 28.9%. At the same time, 11 banks failed to meet the new requirements – their loans to borrowers exceeded the limits of the Central Bank. In the future, the new standard of the Central Bank may contribute to the withdrawal of indebted borrowers from large banks, where they will be denied new loans, to banks with not the strongest risk management, experts say.